Conventional Loans
Conventional loans offer flexible financing options for eligible buyers with a variety of down-payment and property needs. Dan will review the loan structure, estimated payment, and qualification requirements that may apply to your situation.
Why borrowers consider a conventional loan
Flexible loan structures
Fixed-rate and adjustable-rate options may be available, subject to program guidelines and eligibility.
Multiple property types
Financing may be available for single-family homes, condos, and multi-unit properties for eligible borrowers.
Compare investors
As an independent broker, Dan reviews options across multiple wholesale lenders to help match your scenario.
Program details are general and subject to change. All loans are subject to credit approval, income and asset verification, property appraisal, underwriting review, and program guidelines. Eligibility requirements vary by lender. Not a commitment to lend.
Frequently asked questions
What credit score do I need?+
Credit requirements vary by lender, down payment, property, and the complete financial profile. Dan will review your situation and explain which options may be available.
How much down payment is required?+
Down-payment requirements vary by program and eligibility. Dan will review the options that may apply based on your scenario.
Can I use a conventional loan for an investment property?+
Yes. Conventional financing may be available for primary residences, second homes, and investment properties, subject to eligibility and down-payment requirements.
Does a conventional loan require mortgage insurance?+
It depends on the down payment. If the down payment is below 20%, private mortgage insurance may be required. Dan will explain how this affects your estimated monthly payment.
Let's review your options together.
Start with a conversation. Dan will talk through your goals, budget, property, and timeline, then explain the loan options that may fit, what the estimated payment could look like, and what is required to move forward. No pressure. No jargon. Just clear answers from the person who will actually handle your loan.
Prefer to talk it through first? Call (248) 789-6923.